Financial Services Regulation: Consumer Finance (Enforcement & Investigations)
USA Guide 2024 : USA - Nationwide
Band 2
Contact number
202 393 7150About
Provided by Bradley Arant Boult Cummings LLP
Bradley’s Banking and Financial Services Practice Group counsels finance clients on their unique and particularly complex legal needs, whether these pertain to litigation, regulations and compliance, or other corporate matters. Representing a broad range of banks, lenders, and financial services institutions across the U.S., they provide experienced, proactive guidance on a broad spectrum of legal issues, including regulatory compliance, governmental investigations, risk assessments, audit and exam support, business transactions, litigation, and multi-state settlements.
Bradley attorneys have assisted lenders, servicers, and other financial services clients in “remaking” themselves to comply with industry regulations that emerged after the formation of the Consumer Financial Protection Bureau and passage of the Dodd-Frank Act. Their Financial Services Litigation and Compliance team conducts risk assessments and bolsters compliance by reviewing account records, policies, procedures, forms, and all levels of financial services operations.
In the last several years of heightened regulation and regulatory oversight, Bradley has also acted in an advisory capacity, assisting clients in responding to regulatory inquiries, as well as in developing more robust compliance and “best-practice” programs, often under the guidance of pending consent orders or regulatory directives.
Chambers Review
Bradley Arant Boult Cummings LLP is a respected firm, noted for its formidable resources with respect to consumer finance regulatory matters. Conducts broad-ranging work on behalf of companies in the mortgage industry, including responding to actions and investigations by the CFPB, OCC and FDIC, as well as advising on strategic M&A transactions. Other clients include commercial banks, credit card companies and investment banks.
Work Highlights
- Bradley Arant Boult Cummings LLP counseled the American Bankers Association on mortgage servicing-related issues.
Strengths
Provided by Chambers
"The firm's depth is significant and their ability to provide direction is much appreciated."
"The team at Bradley reliably and consistently simplify complex legal issues."
"The Bradley team provides top tier advocacy."
"The firm's depth is significant and their ability to provide direction is much appreciated."
"The team at Bradley reliably and consistently simplify complex legal issues."
"The Bradley team provides top tier advocacy."
Notable Practitioners
Haydn Richards is a major name in the consumer financial legal industry. He is noted for his outstanding legal expertise in complex regulatory matters, with a particular focus on mortgage-related issues.
"He is very effective, efficient and understands clients' needs."
Robert Maddox regularly counsels mortgage lenders facing investigations and enforcement action by the SEC, CFPB and HUD.
"Robert is always willing to assist with a variety of projects and will always keep in mind the goals of the client."
"His strengths include deep subject matter expertise on mortgages and an ability to think about solutions and the path forward."
"Robert's advice is invaluable. He provides solid and effective advice that goes beyond just legal issues."