Financial Services Regulation: Consumer Finance (Enforcement & Investigations)

About

Provided by Bradley Arant Boult Cummings LLP

Bradley’s Banking and Financial Services Practice Group counsels finance clients on their unique and particularly complex legal needs, whether these pertain to litigation, regulations and compliance, or other corporate matters. Representing a broad range of banks, lenders, and financial services institutions across the U.S., they provide experienced, proactive guidance on a broad spectrum of legal issues, including regulatory compliance, governmental investigations, risk assessments, audit and exam support, business transactions, litigation, and multi-state settlements.

Bradley attorneys have assisted lenders, servicers, and other financial services clients in “remaking” themselves to comply with industry regulations that emerged after the formation of the Consumer Financial Protection Bureau and passage of the Dodd-Frank Act. Their Financial Services Litigation and Compliance team conducts risk assessments and bolsters compliance by reviewing account records, policies, procedures, forms, and all levels of financial services operations.

In the last several years of heightened regulation and regulatory oversight, Bradley has also acted in an advisory capacity, assisting clients in responding to regulatory inquiries, as well as in developing more robust compliance and “best-practice” programs, often under the guidance of pending consent orders or regulatory directives.