FinTech Legal: Payments & Lending
FinTech Guide 2025 : USA - Nationwide
Band 2
Email address
[email protected]Contact number
+1 650 843 5000Chambers Review
Cooley has an excellent practice in digital payments and lending, especially in matters involving money transmission regulatory issues. The firm has expertise in technology and securities law, as well as blockchain and cryptocurrency regulation.
Work Highlights
- Cooley advised MyPrize, an online crypto casino, on its financing rounds, as well as the launch of its platform and proprietary technology.
Strengths
Provided by Chambers
"Cooley has a highly commercial and efficient practice with the ability to deliver excellent technical legal services on any budget or timeline - large, small, fast-moving or slow-moving."
"Cooley provided fast, practical and expert guidance for matters that are complex with a lot of nuance and risk tolerance questions."
"Cooley provide practical guidance that I can use and implement immediately. They have expert knowledge of the law, regulators, regulated entities and judicial system."
"Cooley has a highly commercial and efficient practice with the ability to deliver excellent technical legal services on any budget or timeline - large, small, fast-moving or slow-moving."
"Cooley provided fast, practical and expert guidance for matters that are complex with a lot of nuance and risk tolerance questions."
"Cooley provide practical guidance that I can use and implement immediately. They have expert knowledge of the law, regulators, regulated entities and judicial system."
Notable Practitioners
Adam Fleisher is experienced in payments and is a money transmitter expert. His clients include peer-to-peer payments providers, electronic wallet platform providers and payroll and payment processors.
"Adam has a strong understanding of evolving laws and regulations, mixed with common sense understanding of enforcement and regulator concerns."
"Adam is fantastic. He is extremely knowledgeable and creative. It is great to get on the phone with him and problem-solve as well as catch up on current industry trends."
"I think Adam is really good at thinking through all the sides of the issues and he is pretty detailed about possible paths forward."
"Adam is particularly impressive with regard to state money transmission regulation and the practical and operational implementation of those regulations."
Obrea Poindexter is an expert in payments regulatory matters. She has the ability to advise large payment institutions as well as emerging payments businesses.
"Obrea is a subject matter expert who can take complex concepts and turn them into practical, strategic business advice. She's an expert in her craft."
Sean Ruff was formerly an in-house counsel at Square, where he was the lead payments and regulatory counsel. He specialises in handling licensing and compliance issues on behalf of money transmitter businesses.
William Pao assists clients in high-profile litigation and regulatory matters. Pao previously chaired O’Melveny & Myers' FinTech group and has recently moved to Cooley LLP.
"Will is a pleasure to work with and is an excellent litigator."
"I am very grateful for Will Pao's earnest advice for his clients. I am also impressed with his deep knowledge of both US and Chinese law."
"Will's crypto knowledge and expertise are enormously valuable, and his client service is top-notch."
"I have found Will to be incredibly knowledgeable and helpful. It's easy to hop on the phone with him and immediately get actionable guidance on an arcane question."