FinTech Legal
FinTech Guide 2025 : Spain
Band 1
Email address
[email protected]Contact number
(+34) 910 496 459About
Provided by finReg360
finReg360, founded in 2016, is a professional services firm specializing in regulatory advisory and consulting, focusing exclusively on the financial services sector.
finReg360 has positioned itself as the leading firm in Spain in this field, with a team of over 60 professionals, each with an average of more than 10 years of experience.
What distinguishes finReg360 in the Spanish market is its unique approach of hyper-specialization, covering not only regulatory strategy and the implementation of regulatory requirements but also the business and operational aspects associated with regulation. Through its four main business lines—Financial Regulation, Strategy and Operations, Data Protection and New Technologies, and Tax—finReg360 advises key players in the financial sector. The firm serves over 900 clients, both national and international, operating in key sectors such as banking, capital markets, insurance, as well as large non-financial companies looking to develop new business lines in the financial sector.
finReg360 aims to combine the legal rigor and excellence of traditional law firms with a strategic consulting approach that adds value and helps clients adapt to complex and highly intrusive regulations impacting their business and organizational models.
finReg360 is also ranked Band 1 in “Banking & Finance: Financial Services Regulation” by Chambers & Partners.
Chambers Review
Madrid-based finReg360 is a prominent boutique law firm dedicated to the financial sector with a heavy focus on regulatory matters. The firm has a strong reputation with banks, financial institutions and corporate clients. In particular, the team has significant recognition for its focus on advising startups in the financial sector. The firm provides strategic consulting services alongside its legal offering, advising enterprises on growth and business modelling.
Work Highlights
- finReg360 advised Outpayce on regulatory requirements and strategic initiatives in order to streamline its authorisation as an e-money institution with the Bank of Spain.
Strengths
Provided by Chambers
"The finReg360 team is incredibly skilled and delivers an outstanding service. They are always up-to-date with the latest developments."
"The finReg360 team is extremely efficient and provides a high level of experience and attention to detail."
"The team has in-depth knowledge of European regulations in the field of crypto assets and financial products that use blockchain technology."
"finReg360 has relentless attention to detail."
"The finReg360 team is incredibly skilled and delivers an outstanding service. They are always up-to-date with the latest developments."
"The finReg360 team is extremely efficient and provides a high level of experience and attention to detail."
"The team has in-depth knowledge of European regulations in the field of crypto assets and financial products that use blockchain technology."
"finReg360 has relentless attention to detail."
Notable Practitioners
Jorge Ferrer has considerable experience advising FinTech clients, with particular expertise in acting for investment management and payment institutions. He regularly advises FinTech startups on regulatory matters and venture capital funding rounds.
"Jorge is really good technically and has a great way with clients."
"Jorge Ferrer is an outstanding ally to have on your side in a negotiation."
Gloria Hernández Aler is a co-founder of the firm. She is highly experienced in dealing with complex regulatory matters for FinTechs, banks and non-banking financial institutions, including crypto asset service providers.
"Gloria Hernández Aler is very commercially-oriented."
"Gloria is very committed to her clients."
José María Olivares Blanco has deep expertise in banking, securities and insurance regulation. He regularly advises crypto asset service providers, payment services and e-money institution on regulatory matters. His practice encompasses authorizations before the Bank of Spain, anti-money laundering and CFT processes.
"José María Olivares Blanco is an extremely good lawyer."
"He is very accessible and particularly knowledgeable on regulatory matters relating to AML and data protection."
Principal associate Mariona Pericas Estrada has a strong understanding of emerging technologies in financial services. She is highly regarded for her expertise in cryptocurrency and regulatory sandbox matters.
"Mariona Pericas Estrada is a great professional. She is always on top of things and replies very fast. She goes above and beyond what is expected to deliver an outstanding service."
"She has superb knowledge, rigour and method."
"Mariona provides practical legal advice. She has very good knowledge of the context in which a FinTech operates."
Ranked Individuals at
finReg360
Spain
Members
Provided by finReg360