Consumer Finance
UK Guide 2025 : UK-wide
Band 1
Contact number
(020) 7296 2000Chambers Review
Hogan Lovells is a leading firm with standout expertise in the full spectrum of consumer finance issues. Its team is proficient advising P2P and fintech companies and also works with clearing banks and challenger banks on consumer and data protection. The firm is well placed to advise on the regulatory aspects of corporate transactions in the consumer finance sector both for established lenders and for new entrants to the market both in the UK and abroad.
Work Highlights
- Hogan Lovells advised Jaja on establishing a new credit broking business.
Strengths
Provided by Chambers
"The team has very strong commercial acumen which is great when trying to navigate through knotty legal issues."
"Hogan Lovells do not shy away from giving risk-based views and are able to recommend solutions and apply their advice rather than just explain the rules."
"The team has market-leading expertise and great people who combine first-rate legal advice with a commercial approach."
"Hogan Lovell's advice is thoughtful and responsive but also direct and solution-focused."
"The team is extraordinarily responsive and available on short notice, turning work around on very short timescales without prior warning."
"The team has very strong commercial acumen which is great when trying to navigate through knotty legal issues."
"Hogan Lovells do not shy away from giving risk-based views and are able to recommend solutions and apply their advice rather than just explain the rules."
"The team has market-leading expertise and great people who combine first-rate legal advice with a commercial approach."
"Hogan Lovell's advice is thoughtful and responsive but also direct and solution-focused."
"The team is extraordinarily responsive and available on short notice, turning work around on very short timescales without prior warning."
Notable Practitioners
Emily Reid has a strong practice in all aspects of consumer finance and related technology solutions. She acts for both fintech companies and financial institutions on regulatory matters and also advises banks on the development and review of consumer credit products.
"Emily is fantastic and a strongly established lawyer. There is nothing she doesn't know."
Jonathan Chertkow provides a wide range of regulatory advice to retail banks and fintech companies on consumer banking products.
"Jonathan is really bright. He has a really good commercial brain, is very clear in his communication and has a good way of thinking around a problem or an issue."
"A tremendous presence in the consumer finance space."
"Jonathan Chertkow is practical and commercially-minded in his approach."
"Jonathan is a very measured, thoughtful and experienced lawyer."
Julie Patient focuses her practice on mortgage-based lending. She also advises financial institutions on regulatory issues concerning other forms of consumer finance.
"Julie is widely considered an expert in her field. Her advice is practical, commercial and straight to the point."
"A technical expert."
"She is approachable, knowledgeable and able to take on complex instructions."
"Julie is really knowledgeable and all over the detail."
"Julie Patient has a vast practice in the consumer finance space and is technically sound."