FinTech Legal: Payments & Lending
FinTech Guide 2025 : UK-wide
Band 1
Contact number
(020) 7296 2000Chambers Review
Hogan Lovells has an extremely strong reputation in the UK market. The firm advises clients on regulatory matters concerning AML, banking and payments, including Consumer Duty Principle compliance. Its clients include e-money businesses, banks, retailers and remittance providers.
Work Highlights
- Hogan Lovells assisted Zopa Bank with due diligence on a portfolio of loans to be provided as collateral to allow it to access Bank of England funds under the Term Funding Scheme.
Strengths
Provided by Chambers
"Hogan Lovells are very keen in going above and beyond for us. They have great expertise in this space and they are always very responsive. They are collaborative and have a bespoke approach."
"We use Hogan Lovells for a lot for our payments work and they are very good. They are very reliable and have good industry expertise and are very good on the regulatory front."
"We engaged Hogan Lovells for their proficiency in this complex and evolving area. The team effectively managed the cross-border aspects by leveraging their colleagues in different jurisdictions."
"Hogan Lovells are very keen in going above and beyond for us. They have great expertise in this space and they are always very responsive. They are collaborative and have a bespoke approach."
"We use Hogan Lovells for a lot for our payments work and they are very good. They are very reliable and have good industry expertise and are very good on the regulatory front."
"We engaged Hogan Lovells for their proficiency in this complex and evolving area. The team effectively managed the cross-border aspects by leveraging their colleagues in different jurisdictions."
Notable Practitioners
Emily Reid is an expert on consumer finance, payment services and other issues relating to regulated financial entities.
"Emily Reid is very, very good; there is nothing that she does not know about this space."
John Salmon is a technology lawyer with considerable experience of working with clients on blockchain and crypto-asset matters. He also advises on technology procurement and implementation mandates.
"John Salmon is amazing. He provides thoughtful and creative insights and advice, and draws upon his previous experience."
"John Salmon is an expert, very personable and commercially minded."
"John Salmon has a great reputation in the space; he is very clued up about the FinTech ecosystem and is very solution-oriented."
"John Salmon is fantastic. I think he's got incredible depth of expertise and beyond that, he's got good understanding for FinTechs too. He works with them along their journey."
Jonathan Chertkow is head of the global financial services team at Hogan Lovells and a specialist in payments regulatory work. He advises FinTechs and challenger banks on regulatory compliance matters.
"Jonathan Chertkow is very reliable, responsive, solution-focused and very personable."
"Hogan Lovells have great ability to move from advising financial services to new startups; it's important to be able to engage equally between the groups, and Jon Chertkow can do this really well."
Michael Thomas is one of Hogan Lovells' lead lawyers for work involving blockchains and cryptocurrency. Thomas works with crypto-native companies and clients from the traditional financial services sector on regulatory matters.
"We're lucky to be working with Michael Thomas; we've benefited from his support. He's well known for giving support outside of billed hours; he drives FinTech more broadly."
"Michael Thomas is very good on the regulatory side. He is able to see things before they happen, so to speak."
Roger Tym leads payments regulatory work for retail banks, FinTech payment processors and related businesses.
"Roger Tym is excellent at bringing banks together with the FinTechs and supporting FinTechs as they grow."
Rachel Kent brings significant financial regulatory expertise to the firm's global FinTech group. Her clients include financial institutions and insurance businesses.
"Rachel Kent is very well known on the regulatory side of FinTech work."