Banking & Finance

JSA is regularly highlighted by market observers for its exceptional track record in legal matters relating to banking and finance in India. The team has varied transactional expertise, including various roles on syndicated loans for both Indian and international lenders, and is experienced in handling high-value refinancing, acquisition finance, project finance and sponsor financing. The firm is active on financing mandates for infrastructure investment trusts and is also able to assist lenders with real estate financing. JSA's lawyers are also adept at advising creditors on the Insolvency and Bankruptcy Code. Its key clients include Goldman Sachs, Nomura and Standard Chartered Bank.

"The team is strong and has experts who understand trade finance and litigation, as well as corporate law nuances. They provide practical solutions to meet parties' requirements without compromising the client's interests."

"They have long been one of our go-to firms in India. What makes them stand out is that they give a firm position in their advice. Even though there is lack of clarity, they would advise you to do x."

JSA acted as Indian counsel on Sumitomo Mitsui Banking Singapore Branch, MUFG Bank and Mizuho Bank's yen-dominated green loan facility to Indian Railway Finance. The facility is equivalent to approximately USD1.1 billion.

Dina Wadia is a partner based in JSA's Mumbai office. She is highly respected and experienced in advising lenders on high-value transactions.

Aashit Shah is a partner at JSA's Mumbai office. He is well placed to advise clients on a range of financing matters and banking regulatory issues, as well as restructuring and insolvency mandates. "Aashit is an industry veteran and a very respected voice on the street due to his responsiveness and ability to think clearly and creatively." "He has the general depth of knowledge and the awareness to guide and navigate through commercial nuance and risk; that makes him stand out."

Divyanshu Pandey is a partner based in the Gurugram office of JSA. He regularly acts for clients on debt restructuring work. "Divyanshu is very responsive and reliable." "He's very thorough in banking."

Pratish Kumar is a partner at JSA and is based in its Mumbai office. His expertise includes ECBs, receivables purchases and loan facility formations. "Pratish is a great legal partner and our go-to legal counsel at JSA. His approach of calling a spade a spade is helpful in avoiding the to-and-fro and reaching workable solutions in a timely manner." "A great lawyer to work with."

Utsav Johri specialises in acquisition and insolvency-related financing, among others, and has experience representing investment banks and foreign financial institutions as well as corporates. He is based out of JSA's Mumbai office. "Utsav is a young partner who can break down complex transactions and doesn't drop the ball when there are a lot of elements running in parallel. He's very thorough and always gives very sound and well-researched advice."