FinTech Legal: Payments & Lending

Osborne Clarke has worked on significant mandates for startups and incumbents, including challenger banks, finance platforms and international financial institutions. The firm is particularly strong on payments matters.

"They are great. They present very practical advice, they are succinct, which is appreciated. Their approach is, 'this is what the law says, this is the risk and we will help to avert said risk.'"

"They are responsive and constantly come up with innovative solutions. They analyse scenarios very well and in detail, with a practical application which is crucial."

Nikki Worden is head of the firm's financial institutions group and its consumer and small business finance practice. Worden advises digital banks, lending platforms, and FinTech companies on consumer credit matters and FCA regulations. "I know of Nikki Worden as a highly capable regulatory lawyer." "Nikki is a brilliant external adviser because she understands our business and the overall context of the systems we operate in. She is technically very strong."

Paul Anning advises international and domestic clients on FinTech matters, including payments mandates. He leads the firm's international payments practice. "Paul Anning is a joy to work with. He is very knowledgeable and practical, he understands how the regulator will react to any given situation. He is consistently timely in his advice and is thoughtful in the regulatory advice that he provides." "He is a well-known name in the industry, clients speak very highly of Paul as someone who can be trusted to handle complex matters."