Banking & Finance: Financial Services Regulation
Canada Guide 2025 : Nationwide - Canada
Band 2
Email address
[email protected]Contact number
+1 416 362 2111About
Provided by Osler, Hoskin & Harcourt LLP
Osler’s Financial Services Group acts for leading North American and international financial institutions and a wide variety of global industry leaders. Osler’s Financial Services practice group is a fully integrated team that offers extensive knowledge of all aspects of financial services combined with an efficient cross-jurisdictional platform.
The team acts for every major Canadian financial institution and numerous foreign lenders, providing advice to a wide range of financial services industry players, including banks, insurance companies, trust companies, pension funds, investment dealers and other leading financial institutions. Osler advises on a complete range of issues including mergers and acquisitions, the establishment of new entities, bank products, and regulatory compliance.
Osler’s team has significant experience in structuring, negotiating and documenting all types of financing transactions, including cash flow loans, acquisition financings, syndications, asset-based lending, distressed lending, project financings, public-private partnerships, subordinated debt arrangements, private placements, swaps, securitizations and structured finance arrangements. Osler’s cross-border practice is a core strength, seamlessly navigating between U.S., international and Canadian lending environments to anticipate and address industry-specific issues and provide integrated banking and debt finance expertise on domestic and cross-border transactions.
Chambers Review
Osler, Hoskin & Harcourt houses a highly regarded banking and finance practice that is recognised for its representation of foreign financial institutions, including US banks. The group handles a wide variety of traditional banking work, including both acquisition and project finance, with further expertise in debt financing. The firm advises a number of Canadian lenders and borrowers in connection with domestic and multi-jurisdictional transactions, with offices in Montréal, Toronto, Calgary and New York playing key roles. Its clients include traditional and alternative lenders, such as private equity, as well as borrowers in active sectors such as energy. The department also acts for a significant market share of major Canadian banks on regulatory matters arising from capital markets issuances and securitisations. The team is also well equipped to advise on product launches, credit card programs and anti-money laundering compliance.
Work Highlights
- Osler, Hoskin & Harcourt advised Affinity Credit Union on its co-brand credit card program and related purchase of credit card receivables.
Strengths
Provided by Chambers
"Osler handles matters very swiftly and is able to find mutually beneficial solutions for all parties involved."
"The team is always highly responsive and quick."
"Osler is a supportive partner and adviser to banks on complex transactions and situations."
"The team understands the unique issues clients face in the current business environment and brings extensive experience and expertise to help navigate these issues."
"Osler offers wide-ranging specialists supported by a strong junior team."
"Osler handles matters very swiftly and is able to find mutually beneficial solutions for all parties involved."
"The team is always highly responsive and quick."
"Osler is a supportive partner and adviser to banks on complex transactions and situations."
"The team understands the unique issues clients face in the current business environment and brings extensive experience and expertise to help navigate these issues."
"Osler offers wide-ranging specialists supported by a strong junior team."
Notable Practitioners
Toronto-based Elizabeth Sale has a significant presence in Canada's financial services regulation space. She has expertise in policy submissions and further experience concerning fintech queries and a broad range of insurance and product development matters.
Toronto-based Victoria Graham provides regulatory advice to a range of major financial institutions. She has notable expertise in fintech, anti-money laundering, liquidation, consumer protection and financial product development issues.
Joyce Bernasek is a well-regarded lawyer in Toronto's banking and finance market. She has experience representing a range of players, including lenders and intermediaries, in matters ranging from acquisition finance to revolving credit facilities.
"Joyce Bernasek is my primary point of contact. She is great to work with and overall just a nice person in general."
Ranked Lawyers at
Osler, Hoskin & Harcourt LLP
Nationwide - Canada