FinTech Legal
FinTech Guide 2025 : Sweden
Band 1
Email address
[email protected]Contact number
+46 8 598 890 00About
Provided by Setterwalls
Setterwalls' FinTech-team is the leading practice in Sweden and advise on all aspects of FinTech transactions.
Financial institutions, authorities as well as disruptive companies trust Setterwalls with their complex strategic FinTech projects. We advise on the application/launching of new technologies, from e-infrastructure solutions and implementation of modern tech and payment solutions to blockchain and digital currencies.
Our strong relationship with regulators, banks, insurers, funds and infrastructure/service providers means we understand the issues affecting every area of the financial technology ecosystem. We understand how innovation and law interact.
We are a dedicated top ranked practice group for FinTech with diverse backgrounds in securities, technology, intellectual property, regulatory, e-commerce, e-signatures, data privacy & cybersecurity.
We work successfully with Swedish and international investors and entrepreneurs and advice on the regulatory environments affecting financial services as well as on corporate and securities, M&A, IP, licensing tech and privacy matters ie.:
- Financial Service Regulation
- Blockchain
- Crowdfunding
- Cryptocurrencies
- Cybersecurity
- Data Privacy/GDPR
- E-signatures
- E-commerce
- Investments
- Intellectual property
- Licensing/permits
- M&A
- Payment systems/plattforms
- Technology transactions
A FinTech Report is issued once a year to highlight recent developments in the field and organize “Setterwalls FinTech Forum” for stakeholders within the FinTech sector.
Chambers Review
Setterwalls' FinTech team advises clients on financial services regulation, alternative lending and data protection for key Nordic payment platforms. The firm has additional capabilities in blockchain, cross-border transactions and intellectual property. Setterwalls acts for clients including startups, financial institutions and investors.
Work Highlights
- Setterwalls advised the Sveriges Riksbank, the Central Bank of Sweden, on several payments platform projects. The team assisted the Central Bank with assessing service platforms for the future settlement of high-value payments in Central Bank currencies and securities.
Strengths
Provided by Chambers
"Setterwalls prioritise getting to know their clients, and can therefore give more pragmatic recommendations adjusted to the clients' needs."
"Setterwalls are very strong and have a lot of knowledge in the payments and FinTech space."
"Setterwalls have a very high expertise in FinTech and banking. They handle both legal, compliance and tech business demands."
"Setterwalls prioritise getting to know their clients, and can therefore give more pragmatic recommendations adjusted to the clients' needs."
"Setterwalls are very strong and have a lot of knowledge in the payments and FinTech space."
"Setterwalls have a very high expertise in FinTech and banking. They handle both legal, compliance and tech business demands."
Notable Practitioners
Joacim Johannesson is highly regarded for his expertise in GDPR, IP and M&A matters. He is focused on payment infrastructure matters, and he acts for major Swedish banks, startups and investors on an international level.
"Joacim Johannesson gives a very high level of service. He is easy to work with and always available. He has deep knowledge within the field."
"Joacim Johannesson is top in everything; he is extremely responsive and competent."
Tobias Björklund is a FinTech lawyer with a strong regulatory focus for Swedish financial regulations. He has extensive experience in licensing and supervisory issues for financial institutions.
"Tobias has a great depth of knowledge in his area of expertise."
"Tobias is very professional and responsive and strong on the regulatory side. He is a specialist with unique competence."
Niklas Follin is experienced in procurement and contract negotiations for IT services, FinTech platform agreements, technology transfers and licensing, as well as data access under GDPR and PSD2.
"Niklas Follin understood and interpreted our requirements well and delivered what we actually needed."
"Niklas Follin has great knowledge of license agreements and was very supportive in negotiating the agreement with the counterparty."
Ranked Individuals at
Setterwalls
Sweden
Members
Provided by Setterwalls