FinTech Legal

Spice Route Legal has substantial experience in dealing with venture capital and private equity investors in the FinTech space. The team brings technological know-how as well as deep regulatory expertise in virtual digital assets and open banking. It has advised both startups and institutional players on data localisation and operationalising contracts.

"Spice Route is a go-to firm for FinTechs in India – they marry a keen awareness of regulatory intent and market practices within financial services with top-notch data and cybersecurity capabilities."

"SRL has been very good on new age domains like virtual digital assets. We found them incredibly knowledgeable and they were able to build bespoke solutions."

"Their extensive knowledge of FinTech regulations and trends, especially their proactive approach in handling compliance has been very beneficial to our operations."

The SRL team advised Camphor Tree in its NBFC acquisitions, as well as corporate structuring and regulatory compliance as part of the launch of their financial services super-app.

Mathew Chacko leads the FinTech practice atSpice Route Legaland is one of the firm's co-founders. He combines his expertise in payments regulation with IT/data matters to provide solutions for FinTech clients. He is well-regarded for his work with payment aggregators on technology transactions. "The best thing about Mathew is that he has deep knowledge, and is always available. His knowledge and expertise, particularly in data aspects and his practical approach to tech, scores all the points." "Mathew demonstrates exceptional leadership and expertise, offering strategic insights that align with our business objectives and regulatory needs." "The breadth of his experience across FinTech is quite strong, and is one of the top legal practitioners in India. He has experience with both Indian and foreign laws which is very useful."

Ankita Hariramani specialises in financial services regulatory matters. Hariramani advises banks and FinTech clients on payments regulatory compliance matters. "Ankita is knowledgeable in RBI related matters like AML/KYC processes and Foreign Exchange Management Act rules. She has been very approachable and able to answer all of our queries." "She has deep understanding of our industry and a keen strategic mind. Her excellent communication skills and proactive approach ensure that our team is always well-informed and aligned."