Social Housing: Finance
UK Guide 2025 : UK-wide
Band 1
Email address
[email protected]Contact number
(020) 7423 8000About
Provided by Trowers & Hamlins LLP
Whether you need advice on capital market issues, private placements, group borrowing structures, hedging arrangements, bank borrowing, sale and leaseback arrangements, off balance sheet funding structures or other types of funding we are here to guide you every step of the way. We have the largest and most experienced team of lawyers in the social housing finance sector and are a nationally respected practice.
The fact that we act regularly for both borrowers and funders means that we understand the needs and concerns of both as well as having a thorough knowledge of current loan terms. This enables us to contribute positively to the negotiation process and to suggest practical solutions when issues arise. We're here to make your life easier and are used to working on highly complex transactions. We are an essential part of the team in any innovative transaction and our depth of experience means that we add real value to all mainstream financings.
Chambers Review
Trowers & Hamlins is a leading firm for all aspects of social housing finance. The team acts for both borrowers and lenders, and frequently advises housing associations on capital markets transactions and finance restructuring. It demonstrates notable experience handling all documents for high-value revolving credit facilities.
Work Highlights
- Trowers & Hamlins advised Sovereign Housing Association and Network Homes on all the financing aspects of their merger.
Strengths
Provided by Chambers
"Trowers & Hamlins' service levels and responsiveness are first rate. I felt informed and up to date throughout the whole process and never had to chase for information."
"I have every confidence in the firm's knowledge and ability to balance commercial and practical considerations. We can rely on its lawyers to get work done on time, every time."
"Trowers & Hamlins offers expert advice and excellent service levels, responsiveness and process management."
"Trowers & Hamlins has a very good all-round team. Its lawyers are very knowledgeable, have great attention to detail and quickly attend to all matters raised."
"Trowers & Hamlins provides an excellent quality of service. Its lawyers explain things to us, make us aware of risks and issues, and are practical in their advice."
"Trowers & Hamlins' service levels and responsiveness are first rate. I felt informed and up to date throughout the whole process and never had to chase for information."
"I have every confidence in the firm's knowledge and ability to balance commercial and practical considerations. We can rely on its lawyers to get work done on time, every time."
"Trowers & Hamlins offers expert advice and excellent service levels, responsiveness and process management."
"Trowers & Hamlins has a very good all-round team. Its lawyers are very knowledgeable, have great attention to detail and quickly attend to all matters raised."
"Trowers & Hamlins provides an excellent quality of service. Its lawyers explain things to us, make us aware of risks and issues, and are practical in their advice."
Notable Practitioners
Adrian Carter is sought after to advise registered providers and lenders on social housing-related finance matters such as bond issuances, refinancing of loan agreements and capital markets concerns.
Eleanor James advises registered providers on loan and development financing, with substantial experience handling bond issues, private placements and the charging of real property.
"Eleanor makes herself readily available and provides sensible, practical advice."
"Eleanor is always helpful, extremely knowledgeable and a pleasure to work with."
"Eleanor James is always brilliant and provides us with excellent advice."
"Eleanor provided us with strong support throughout the process."
Melanie Comer acts on a range of financing matters, including private placements, loan facilities and bonds. She is particularly active for housing associations.
"I am happy with Melanie's professionalism and ability to work with our needs and goals."
"Melanie Comer provides us with an excellent service."
"Melanie is always helpful and very knowledgeable."
Natalie Singh is experienced in a range of social housing finance matters. She is frequently called upon by housing associations and other borrowers to advise on private placements, public and private bond issues and the restructuring of existing debt facilities.
"Natalie Singh provides an excellent service. She is responsive, proactive and delivers to tight timescales."
"Natalie Singh is an assured and reassuring lawyer. We find working with her to be a very positive experience."
"Natalie is an excellent lawyer."
"Natalie Singh is always our go-to lawyer. She is very organised and commercial."
Ranked Lawyers at
Trowers & Hamlins LLP
UK-wide