FinTech Legal
FinTech Guide 2025 : Malta
Band 1
Email address
[email protected]Contact number
+356 20925100About
Provided by WH Partners
WH Partners is a Malta-headquartered leading business law firm with a strong focus on advising businesses fuelling the digital economy, including in the areas of digital financial services and fintech, software and digital asset creation, digital entertainment, gaming & gambling, information security and privacy.
Languages: English, Maltese, Italian, Czech, Polish, Russian, Slovakian, Spanish, Ukrainian
Practice Areas:
Anti-Money Laundering
Blockchain & Cryptocurrencies
Capital Markets
Commercial
Corporate
Data Protection
Employment
Financial Services
Fintech
Gaming & Gambling
ICT, IP
Insolvency & Restructuring
M&A
Private Client
Real Estate
Tax
Fintech, Blockchain & Cryptocurrencies:
Recent work includes:
■Advising blockchain space start-ups on legal, corporate and regulatory issues when setting up their business■Advising over 25 clients on their ICOs■Advising cryptocurrency exchanges and intermediaries to relocate to Malta and comply with the new Maltese regulatory requirements■Advising financial institutions on the adoption of policies on servicing blockchain space start-ups■Advising on the tax treatment of funds from ICOs and trading cryptocurrencies
■Advising on the licensing and operation of a MIFID II-compliant Multilateral Trading Facility targeting non-complex equity and debt securities
■Advising a number of clients in obtaining EMI and PSP licensees in Malta and providing ongoing advice and assistance
Contact Person: Joseph F. Borg, Partner (E: [email protected])
Chambers Review
WH Partners has a leading technology practice. Its lawyers handle regulatory issues concerning virtual financial assets and often advise clients on blockchain, data protection, cybersecurity and tax matters.
Work Highlights
- WH Partners assisted AuditOne, a smart contract auditing platform, with establishing a Malta subsidiary to develop and maintain an innovative decentralised insurance protocol.
Strengths
Provided by Chambers
"WH Partners are very responsive and always available. They are also very pragmatic and able to assist us in finding viable and practical solutions for the business."
"Their responses are clear, commercial and always within the specified timeline. We act for a complex, fast-moving client and they are able to adapt to evolving instructions."
"WH Partners are very on the ball. They keep close communication with stakeholders in the industry such as governments and legislators, private companies, and the day-to-day users."
"WH Partners are very responsive and always available. They are also very pragmatic and able to assist us in finding viable and practical solutions for the business."
"Their responses are clear, commercial and always within the specified timeline. We act for a complex, fast-moving client and they are able to adapt to evolving instructions."
"WH Partners are very on the ball. They keep close communication with stakeholders in the industry such as governments and legislators, private companies, and the day-to-day users."
Notable Practitioners
Joseph Borg has significant expertise in the legal issues surrounding cryptocurrency and blockchain. He has additional capability in IP matters as well as being an expert in gaming law.
"Joseph is a great lawyer with business acumen. He is always very responsive and business-oriented."
"Joseph is a true leader. He demonstrates deep experience and always wisely advises us and our clients on how to make all processes as safe and effective as possible."
"His experience has definitely aided us; he's an all-rounder."
Gaby Zammit is a managing associate at WH Partners. She assists clients with a range of matters including licensing and corporate structuring in the blockchain industry.
"Gaby is excellent. She is very responsive, clear in her advice and uses her experience to provide commercially realistic advice."
"Gaby Zammit demonstrates outstanding attention to detail."
Galyna Podoprikhina is an associate at WH Partners. She specialises in FinTech, gaming and gambling work and intellectual property. She regularly assists FinTech clients with obtaining Maltese virtual financial assets licences.
"Galyna is an extremely dedicated lawyer. She has a high level of knowledge and business approach. Our clients and our team value her assistance."
"Galyna Podoprikhina is as professional as it gets. She's very curious and knowledgeable and seems to love problem solving."
Ranked Individuals at
WH Partners
Malta
Members
Provided by WH Partners
Gaby Zammit
Head of Department
Kelly Fenech
Olga Finkel
Ramona Azzopardi