Leonard A Bernstein

Practice Areas

Financial Services, Banking Law, Consumer Protection Defense and Compliance, Cybersecurity, Data Breach and Privacy, Regulatory and Federal Litigation, Financial Services Regulations

Career

Leonard A. Bernstein is a Philadelphia-based financial services attorney who focuses on financial regulatory and banking matters. He provides consumer credit compliance advice on federal, Pennsylvania, and New Jersey laws and regulations to banks, mortgage bankers and finance companies. He advises clients on credit card, auto finance, deposit, residential mortgage and other retail finance products.

With in-depth knowledge of the federal Truth in Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act, Fair Credit Reporting Act and similar laws, Mr. Bernstein regularly helps clients review documents and disclosures, and otherwise maximize compliance. He supervises and prepares multistate surveys, advises on usury and other state lending laws, and works with litigators to defend class actions and individual claims against financial services providers. He has been elected to the American College of Consumer Financial Services Lawyers.

He is a co-leader of Holland & Knight's Financial Services Regulatory Team.