Sophia Farmer

Practice Areas

Sophia advises on both contentious and non-contentious insolvency matters focusing on maximising realisation. She specialises in litigation recovery work on behalf of Bank’s, Insolvency Practitioners and individuals and offers a tailored solution to achieve an early recovery of debts and the swift resolution of disputes.

Sophia has a growing practice of personal insolvencies, acting on behalf of Trustees in Bankruptcy to realise assets, defend challenges to Trustees’ remuneration, obtain Possession and Sale Orders and Income Payment Orders, and advise on antecedent transactions.

Sophia works with a number of local authorities’ to assist with the collection of debts either by using a fully funded bankruptcy service to recovery council tax arrears, national non-domestic rates and over-paid benefits or by placing charging orders over the property.

Sophia is regularly instructed by individuals in respect of annulments, and defends applications in insolvency proceedings for the recovery of assets and transactions to defraud creditors.

Sophia assists with all aspects of corporate insolvencies and has been instructed to appoint administrators by qualifying floating charge holders, disclaim leases on behalf of a liquidator, recover unpaid rent, pursue unpaid director loans, transactions at an undervalue and challenge preference payments.

Sophia regularly carries out Security Reviews on behalf of HSBC bank and has been successful in making applications to the Court for a declaration to perfect security and rectify the companies charges register.