Stephanie Kalinowski
Canada Guide 2025
Band 3 : Pensions & Benefits
Band 3
About
Provided by Stephanie Kalinowski
Practice Areas
Stephanie maintains a broad practice advising employers, plan administrators and service providers on strategic, compliance, and implementation issues such as pension plan asset transfers, mergers and wind-ups, correction of enrolment and contribution errors in pension plans, annuity purchases, delegated investment mandates, and governance structures for single employer and jointly sponsored plans—as well as pensions and benefits issues that arise across the spectrum of corporate transactions and insolvencies. Stephanie also frequently guides clients on the tax treatment and employment aspects of incentive plans and various group benefit plans.
Stephanie has appeared before the Financial Services Tribunal, the Ontario Superior Court and the Court of Appeal for Ontario.
Chambers Review
Canada
Stephanie Kalinowski is based in Torys' Toronto office and maintains an extensive practice in pension compliance and governance matters. She acts on pension mergers and asset transfers as well as litigation, with her clients including plan administrators and employers.
Strengths
Provided by Chambers
"Stephanie is practical and will not pad the bills."
"Stephanie is very well-versed in laws and regulations which could impact our plan, provides insightful guidance and challenges our advisors to ensure we are receiving the best level of service."
"We love working with Stephanie. We consider her an integral part of our team."
"Stephanie has the capacity to be practical and detailed. She brings broad knowledge and expertise."
"Exceptional support with proactive thinking to surface any additional considerations."
"Stephanie is practical and will not pad the bills."
"Stephanie is very well-versed in laws and regulations which could impact our plan, provides insightful guidance and challenges our advisors to ensure we are receiving the best level of service."
"We love working with Stephanie. We consider her an integral part of our team."
"Stephanie has the capacity to be practical and detailed. She brings broad knowledge and expertise."
"Exceptional support with proactive thinking to surface any additional considerations."