Banking & Finance
Latin America Guide 2025 : Panama
Band 3
Contact number
+507 263 9355About
Provided by Alfaro, Ferrer & Ramírez
AFRA represents domestic and international banks, financial institutions, brokerages, finance companies and multilaterals on the full spectrum of banking and finance law, structuring and establishing their businesses.
Our banking and finance services include advising on loans, taxation, project finance, audits and regulatory matters, banking agreements, day-to-day financial issues, formation, securities and dissolutions, structuring of collaterals, cross-border financing, and complex banking, financing and securitization deals.
Recent work includes regulatory authorizations for the acquisition of two local banks as well as the financing involved for their purchase; and cross-border securitization by a leading financial services company with operations in Panama and the Caribbean.
Chambers Review
Alfaro, Ferrer & Ramírez offers a comprehensive service to regional financial entities on an array of banking and finance matters in Panama. The team is well placed to provide advice on secured and unsecured lending and the financing of public and private projects in the construction and agribusiness arenas. The firm also advises multilateral entities on structuring credit facilities for SME businesses.
Work Highlights
- Alfaro, Ferrer & Ramírez advised BID Invest with due diligence and transactional matters, including the security package for the transaction consisting of a security trust over the receivables of the borrower.
Strengths
Provided by Chambers
"Alfaro, Ferrer & Ramírez has a highly specialised team, with very deep knowledge of local banking law. The firm is flexible and knows how to find solutions for clients."
"Alfaro, Ferrer & Ramírez has a highly specialised team, with very deep knowledge of local banking law. The firm is flexible and knows how to find solutions for clients."
Notable Practitioners
Roberto Harrington Arango demonstrates extensive experience advising notable international banks, acting as lenders, on the financing of public and private projects in Panama. He is also well placed to assist with banking regulatory concerns.
"Roberto Harrington is a person who deeply understands banking structures. He is very diligent, efficient and has a broad knowledge of banking law."
Ranked Lawyers at
Alfaro, Ferrer & Ramírez
Panama
Members
Provided by Alfaro, Ferrer & Ramírez
Head of Department
Head of Department
Maria Alejandra Cargiulo
Clients
Provided by Alfaro, Ferrer & Ramírez
BICSA
Banco Aliado
Banesco
CAF
CFG Group (Financiera El Sol)
CIFI
China Development Bank
Citibank
Credicorp Bank
DEG
Global Bank
IDB Invest
J. Safra Sarasin Group
ResponsAbility
Industries
Provided by Alfaro, Ferrer & Ramírez
Energy
Financial institutions
Infrastructure and public contracts.
Multilateral and Developmental Organizations
Oil & Gas
Real Estate
Tourism and Hospitality