FinTech Legal
FinTech Guide 2025 : Malta
Band 1
Email address
[email protected]Contact number
(+356) 21 23 54 06About
Provided by Ganado Advocates
Ganado Advocates has recognised technology as being the main disrupting factor for the financial services regulatory sector and has invested in being prepared for the fintech projects taking place in banking, payments, investments and insurance. With a staff complement of over 40 professionals focusing on financial services, the firm focuses extensively on specialisation in each of its sub-sectors. For this reason, the firm is well placed to assist existing clients who wish to launch a fintech and new ones seeking authorisation.
Ganado Advocates has been very active in assisting digital banks, payment institutions and electronic money institutions with all regulatory requirements as well as all aspects of their day to day needs including employment, outsourcing, consumer legislation and AML compliance obligations. The firm has assisted a number of companies with PSD 2 preparation and ensuring compliance with the various regulatory technical standards being issued on an ongoing basis. The firm has also been involved in a number of crowdfunding initiatives, assisting clients with the use of technology for their processes.
The firm is at the forefront of fintech and blockchain developments, working closely with regulatory entities and industry leaders to become fully equipped with legal knowledge in this sphere. The team has been active within the area from its early days and has since been assisting clients with blockchain based projects and cryptocurrency enquiries.
Chambers Review
Ganado Advocates has a pre-eminent reputation in the Maltese legal industry for its expertise in blockchain and cryptocurrency matters. The firm has additional capability in the payments sector and advises on crowdfunding issues.
Strengths
Provided by Chambers
"The FinTech department has an excellent understanding of the regulations and is able to offer prompt solutions to complex and sophisticated matters."
"All I can say is that everyone at Ganado is an expert in their area. From AML matters to ICT frameworks and licence applications, we were impressed with the team's depth and breadth."
"The quality of work is exceptional. They were very fast and proactive in handling situations. Sometimes they even chase you to see if things are resolved, to keep the process moving."
"The FinTech department has an excellent understanding of the regulations and is able to offer prompt solutions to complex and sophisticated matters."
"All I can say is that everyone at Ganado is an expert in their area. From AML matters to ICT frameworks and licence applications, we were impressed with the team's depth and breadth."
"The quality of work is exceptional. They were very fast and proactive in handling situations. Sometimes they even chase you to see if things are resolved, to keep the process moving."
Notable Practitioners
Max Ganado is an expert in blockchain and cryptocurrency legal work. He has worked closely with Maltese regulators to develop and draft the laws on distributed ledger technology.
"Max is a leader in the industry and a reference point."
"Max Ganado was a pioneer and he is one of the senior practitioners in this field."
"His reputation speaks for itself. He's a very bright man."
Leonard Bonello is a market-leading banking and finance lawyer and often acts for FinTech and blockchain projects. He also advises financial institutions on FinTech transactions.
"Leonard Bonello is a go-to person in terms of technical proficiency and personability."
"Leonard offers an excellent combination of knowledge on FinTech and traditional payments and investment law."
James Debono is an associate specialising in financial services regulation. He has particular expertise in FinTech, crowdfunding and blockchain.
"James Debono has excellent legal and market knowledge and offers practical solutions and peace of mind."
"James is one of the best experts in financial services in Malta. He is always available and his advice is very detailed."
Ranked Individuals at
Ganado Advocates
Malta