FinTech Legal
FinTech Guide 2024 : Malta
Band 1
Email address
[email protected]Contact number
(+356) 21 23 54 06About
Provided by Ganado Advocates
Ganado Advocates has recognised technology as being the main disrupting factor for the financial services regulatory sector and has invested in being prepared for the fintech projects taking place in banking, payments, investments and insurance. With a staff complement of over 40 professionals focusing on financial services, the firm focuses extensively on specialisation in each of its sub-sectors. For this reason, the firm is well placed to assist existing clients who wish to launch a fintech and new ones seeking authorisation.
Ganado Advocates has been very active in assisting digital banks, payment institutions and electronic money institutions with all regulatory requirements as well as all aspects of their day to day needs including employment, outsourcing, consumer legislation and AML compliance obligations. The firm has assisted a number of companies with PSD 2 preparation and ensuring compliance with the various regulatory technical standards being issued on an ongoing basis. The firm has also been involved in a number of crowdfunding initiatives, assisting clients with the use of technology for their processes.
The firm is at the forefront of fintech and blockchain developments, working closely with regulatory entities and industry leaders to become fully equipped with legal knowledge in this sphere. The team has been active within the area from its early days and has since been assisting clients with blockchain based projects and cryptocurrency enquiries.
Chambers Review
Ganado Advocates has a pre-eminent reputation in the Maltese legal industry for its expertise in blockchain and cryptocurrency matters. Ganado has additional capability in the payments sector and advises on crowdfunding issues.
Strengths
Provided by Chambers
"Ganado have a deep understanding of the financial services regulatory landscape in Malta."
"The Ganado team are very conversant with the related laws and regulations and always provided comprehensive information in relation to the regulatory obligations for the licence application presented."
"Ganado have a great FinTech team who are able to handle complex matters."
"Ganado have excellent staff with fantastic experience in the FinTech matters at hand."
"Ganado have a deep understanding of the financial services regulatory landscape in Malta."
"The Ganado team are very conversant with the related laws and regulations and always provided comprehensive information in relation to the regulatory obligations for the licence application presented."
"Ganado have a great FinTech team who are able to handle complex matters."
"Ganado have excellent staff with fantastic experience in the FinTech matters at hand."
Notable Practitioners
Max Ganado is an expert in blockchain and cryptocurrency legal work. Ganado has worked closely with Maltese regulators to develop and draft the laws on distributed ledger technology.
Leonard Bonello is a market-leading banking and finance lawyer and often acts for FinTech and blockchain projects. Bonello also advises financial institutions on FinTech transactions.
"Leonard Bonello has great expertise and is really knowledgeable in FinTech."
"Leonard is an experienced professional, and, together with his team, offers practical advice which is both relevant to adhere to our regulatory obligations, but at the same time practical, enabling us to remain commercially competitive."
James Debono is an associate specialising in financial services regulation. Debono has particular expertise in FinTech, crowdfunding and blockchain.
"James Debono is smart, courteous and intellectual."
Ranked Individuals at
Ganado Advocates
Malta