Ganado Advocates
FinTech Guide 2025
About
Ganado Advocates is a leading commercial law firm with a particular focus on the corporate, financial services and maritime /aviation sectors, predominantly servicing international clients doing business through Malta. The firm also promotes other areas such as tax, pensions, intellectual property, employment and litigation. The firm traces its roots back to the early 1900s, and is today one of Malta’s foremost law practices, consistently ranking as a leading firm in all its core sectors. Ganado Advocates has over the past decades contributed directly towards creating and enhancing Malta’s hard-won reputation as a reliable and effective international centre for financial and maritime services. Today, the firm continues to provide high standards of legal advisory services to support and enhance Malta’s offering.
Ranked Offices
Provided by Ganado Advocates
- Valletta171 Old Bakery Street, Valletta, Malta, Malta, VLT 1455
- Web: www.ganado.com
- Tel: (+356) 21 23 54 06
- View ranked office
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Articles, highlights and press releases
364 items provided by Ganado Advocates
Navigating extraordinary circumstances: ECJ ruling on flight cancellations and technical failures
On 13 June 2024, the ECJ delivered a preliminary ruling on the interpretation and scope of Regulation (EC) No 261/2004 of the EP and of the Council of 11 February 2004 establishing common rules on compensation and assistance to passengers in the event of denied boarding & of cancellation or long...
Ganado Advocates participates in 30th anniversary event of MMLA
On Thursday, 17th October, the Malta Maritime Law Association (MMLA) celebrated its 30th anniversary with a commemorative event at the Malta National Library.
The Future of Dispute Resolution: Enforcing Metaverse-Related Blockchain Arbitral Awards
The rapid advancement of technology, particularly the internet, has profoundly reshaped our world over the past three decades.
Creditor’s Voluntary Winding Up
Following the first article in this series dealing with the process of a MVWU, the focus of this article will shift to the second mode of voluntary winding up which is the CVWU under the Companies Act, Chapter 386 under the Companies Act, Chapter 386 of the Laws of Malta (the “Act”).
Fuelling A Cleaner Future: How Regulation 2023/1805 aids the EU’s 2050 Climate Neutrality Target
Regulation (EU) 2023/1805 of the European Parliament and of the Council of 13 September 2023 on the use of renewable and low-carbon fuels in maritime transport and amending Directive 2009/16/EC (the “FuelEU Maritime Regulation”) aims to foster fair competition and boost the use of renewable and...
Overview of the EU AML/CFT Legislative Package
On the 19th June 2024, the EU AML/CFT Legislative Package was published in the EU Official Journal, which includes a set of legislative texts, comprising of two regulations and a directive, proposed by the European Commission to strengthen the EU’s framework and its financial system against money...
Listen: Developing a brand – the main considerations
In this first episode of Ganado Meets Intellectual Property, Paul Micallef Grimaud, IP partner at Ganado Advocates, met up with John Winfield, founder and proprietor of the Dr. Juice business, and Peter Grech, co-founder of the strategic creative branding agency, BRND WGN.
Marriages on Maltese-flagged Vessels
It is well known nowadays that the popularity of the Malta flag has grown substantially and is one of the world’s largest.
Directive 2024/1203: Introducing Harsher Penalties for Unregulated Ship Recycling Practices
The EU has introduced Directive 2024/1203 of the EP and of the Council of 11 April 2024 on the protection of the environment through criminal law and replacing Directives 2008/99/EC and 2009/123/EC, a legislative act that significantly reinforces existing environmental protection laws,...
New obligations on importers and traders arising from the EU Deforestation Regulation
Following the European Green Deal, and following the Paris Agreement to curb deforestation, the European Union adopted the deforestation regulation (“EUDR”) on the 31 May 2023.
Update on the Case-181/23 Commission v Malta (Citizenship by Investment)
In Commission v Malta (filed on the 22 March 2023), the European Commission challenged Malta’s Citizenship by Investment framework.
No jurisdiction for a warrant of prohibitory injunction
In a rare decree, the Maltese Courts have denied a demand for a warrant of prohibitory injunction due to the absence of a real connecting link with Malta.
MFSA publishes Chapter 3 of the Financial Institutions Rulebook
Following the consultation document issued on 21 May 2024, the MFSA has today issued the revised Chapter 3 of the Financial Institutions Rulebook along with the new Financial Institutions Return and Guidance Notes.
Navigating through the process of a Members Voluntary Winding Up
Dissolution and consequential winding up, is a critical process in the life cycle of a company, marking its transition from active business operations into a state of liquidation eventually sealed by complete closure.
Commercial Court on grounds of sufficient gravity to order dissolution of overseas companies
In an ideal world, a company which would have run its course is dissolved and wound up voluntarily by its members, thereby leaving no stone unturned with respect to any debts or obligations owed to other parties.
Malta’s Office for Competition prohibits proposed concentration in the grocery retail market
Malta’s Office for Competition has prohibited the acquisition by an international discount retailer chain with a presence in Malta of real estate from its owners to operate a new supermarket under its brand.
Foreign Subsidies Regulation dawn raids: Challenge dismissed
On 12 August 2024, the President of the GCEU dismissed a request for an interim measure suspending dawn raids ordered by the EC in terms of the FSR.
European Commission publishes evaluation on the EU antitrust enforcement framework
On 5th September 2024, the European Commission (“Commission”) published a staff working document (“SWD”) summarising the main findings following an evaluation carried out into the workings of Regulation 1/2003 and Regulation 773/2004 (together the “Regulations”).
Supremacy of EU law: the Brussels Convention on the validity of a foreign jurisdiction clause
On 25th April 2024, the CJEU, composed of Judges P.G. Xuereb, A. Kumin and I. Ziemele, in Joined Cases C-345/22, C-346/22 and C-347/22 in the names Maersk A/S v Allianz Seguros y Reaseguros SA and Mapfre España Compañía de Seguros y Reaseguros SA v MACS Maritime Carrier Shipping GmbH & Co ruled,...
Legislative Amendments made to the Insurance PCC Regulations
On 30th August 2024, Legal Notice 201 of 2024, (The Companies Act (Cell Companies Carrying On Business Of Insurance) (Amendment) Regulations, 2024) (the “PCC Amendment Regulations”) was published in the Malta Government Gazette.
The exchange of information between credit institutions could constitute a restriction of competitio
In a request for a preliminary ruling, made in proceedings between several credit institutions and the Competition Authority in Portugal concerning the latter’s decision to impose a fine on those credit institutions for an infringement of national competition law and of Article 101 TFEU, the...
The view of Malta as a financial services centre remains positive
Malta continues to be a strong contender as a financial services hub, supported by a robust regulatory framework and proactive international market engagement, despite challenges in human resources and operations.
CJEU confirms when compensation for recovery costs is due under Late Payments Directive
The CJEU, in delivering a ruling in the case of Skarb Państwa – Dyrektor Okręgowego Urzędu Miar w K. vs. Z. sp.j. on 11th July 2024, considered the applicability of Article 6(1) of Directive 2011/7/EU on combating late payment in commercial transactions (recast), (the "Late Payments Directive").
The assessment of ‘floor’ clauses in loan agreements
On 4 July 2024, in the case of Caixabank SA & others v Asociación de Usuarios de Bancos, Cajas de Ahorros y Seguros de España & others, the ECJ issued a ruling regarding the legality of so-called ‘floor’ clauses in loan agreements, & whether consumers concerned should be entitled to reimbursement...
The impact of a ship arrest on contractual obligations of a time charterparty agreement
On 15th March 2024, the First Hall of the Civil Court delivered its judgement on the case of ‘Mediterranean Samac Company Limited and La Valletta BTZ Trading Limited vs. Harbour Fuels Limited within which the plaintiff companies were the co-owners of the vessel ‘Sun Oil I’ and engaged in judicial...
The CJEU on the principles of equal treatment and transparency in public procurement procedures
In the case C-737/22, the applicant, Staten og Kommunernes Indkobsservice A/S brought a case before the High Court of Eastern Denmark against BibMedia A/S.
Post-termination non-compete clauses in employment contracts
On April 23, the US’ Federal Trade Commission published the final version of a rather controversial new rule, which will introduce a nationwide ban on the use of post-termination non-competition clauses by employers.
The battle between Malacalza and the European Central Bank
In the case T-134/21, Malacalza Investimenti Srl and Vittorio Malacalza , shareholders of the Italian bank, Banca Carige, brought a case before the General Court of the Court, seeking compensation for unlawful conduct of the ECB in exercise of its supervisory functions of Banca Carige.
The dynamics of multi-generational family businesses
Family businesses, often spanning generations, possess a unique dynamic that necessitates special attention and care.
Anti-money laundering in Malta
Ganado Advocates has re-contributed the Malta chapter in the 2024 edition of the International Comparative Legal Guide to Anti-Money Laundering
Navigating extraordinary circumstances: ECJ ruling on flight cancellations and technical failures
On 13 June 2024, the ECJ delivered a preliminary ruling on the interpretation and scope of Regulation (EC) No 261/2004 of the EP and of the Council of 11 February 2004 establishing common rules on compensation and assistance to passengers in the event of denied boarding & of cancellation or long...
Ganado Advocates participates in 30th anniversary event of MMLA
On Thursday, 17th October, the Malta Maritime Law Association (MMLA) celebrated its 30th anniversary with a commemorative event at the Malta National Library.
The Future of Dispute Resolution: Enforcing Metaverse-Related Blockchain Arbitral Awards
The rapid advancement of technology, particularly the internet, has profoundly reshaped our world over the past three decades.
Creditor’s Voluntary Winding Up
Following the first article in this series dealing with the process of a MVWU, the focus of this article will shift to the second mode of voluntary winding up which is the CVWU under the Companies Act, Chapter 386 under the Companies Act, Chapter 386 of the Laws of Malta (the “Act”).
Fuelling A Cleaner Future: How Regulation 2023/1805 aids the EU’s 2050 Climate Neutrality Target
Regulation (EU) 2023/1805 of the European Parliament and of the Council of 13 September 2023 on the use of renewable and low-carbon fuels in maritime transport and amending Directive 2009/16/EC (the “FuelEU Maritime Regulation”) aims to foster fair competition and boost the use of renewable and...
Overview of the EU AML/CFT Legislative Package
On the 19th June 2024, the EU AML/CFT Legislative Package was published in the EU Official Journal, which includes a set of legislative texts, comprising of two regulations and a directive, proposed by the European Commission to strengthen the EU’s framework and its financial system against money...
Listen: Developing a brand – the main considerations
In this first episode of Ganado Meets Intellectual Property, Paul Micallef Grimaud, IP partner at Ganado Advocates, met up with John Winfield, founder and proprietor of the Dr. Juice business, and Peter Grech, co-founder of the strategic creative branding agency, BRND WGN.
Marriages on Maltese-flagged Vessels
It is well known nowadays that the popularity of the Malta flag has grown substantially and is one of the world’s largest.
Directive 2024/1203: Introducing Harsher Penalties for Unregulated Ship Recycling Practices
The EU has introduced Directive 2024/1203 of the EP and of the Council of 11 April 2024 on the protection of the environment through criminal law and replacing Directives 2008/99/EC and 2009/123/EC, a legislative act that significantly reinforces existing environmental protection laws,...
New obligations on importers and traders arising from the EU Deforestation Regulation
Following the European Green Deal, and following the Paris Agreement to curb deforestation, the European Union adopted the deforestation regulation (“EUDR”) on the 31 May 2023.
Update on the Case-181/23 Commission v Malta (Citizenship by Investment)
In Commission v Malta (filed on the 22 March 2023), the European Commission challenged Malta’s Citizenship by Investment framework.
No jurisdiction for a warrant of prohibitory injunction
In a rare decree, the Maltese Courts have denied a demand for a warrant of prohibitory injunction due to the absence of a real connecting link with Malta.
MFSA publishes Chapter 3 of the Financial Institutions Rulebook
Following the consultation document issued on 21 May 2024, the MFSA has today issued the revised Chapter 3 of the Financial Institutions Rulebook along with the new Financial Institutions Return and Guidance Notes.
Navigating through the process of a Members Voluntary Winding Up
Dissolution and consequential winding up, is a critical process in the life cycle of a company, marking its transition from active business operations into a state of liquidation eventually sealed by complete closure.
Commercial Court on grounds of sufficient gravity to order dissolution of overseas companies
In an ideal world, a company which would have run its course is dissolved and wound up voluntarily by its members, thereby leaving no stone unturned with respect to any debts or obligations owed to other parties.
Malta’s Office for Competition prohibits proposed concentration in the grocery retail market
Malta’s Office for Competition has prohibited the acquisition by an international discount retailer chain with a presence in Malta of real estate from its owners to operate a new supermarket under its brand.
Foreign Subsidies Regulation dawn raids: Challenge dismissed
On 12 August 2024, the President of the GCEU dismissed a request for an interim measure suspending dawn raids ordered by the EC in terms of the FSR.
European Commission publishes evaluation on the EU antitrust enforcement framework
On 5th September 2024, the European Commission (“Commission”) published a staff working document (“SWD”) summarising the main findings following an evaluation carried out into the workings of Regulation 1/2003 and Regulation 773/2004 (together the “Regulations”).
Supremacy of EU law: the Brussels Convention on the validity of a foreign jurisdiction clause
On 25th April 2024, the CJEU, composed of Judges P.G. Xuereb, A. Kumin and I. Ziemele, in Joined Cases C-345/22, C-346/22 and C-347/22 in the names Maersk A/S v Allianz Seguros y Reaseguros SA and Mapfre España Compañía de Seguros y Reaseguros SA v MACS Maritime Carrier Shipping GmbH & Co ruled,...
Legislative Amendments made to the Insurance PCC Regulations
On 30th August 2024, Legal Notice 201 of 2024, (The Companies Act (Cell Companies Carrying On Business Of Insurance) (Amendment) Regulations, 2024) (the “PCC Amendment Regulations”) was published in the Malta Government Gazette.
The exchange of information between credit institutions could constitute a restriction of competitio
In a request for a preliminary ruling, made in proceedings between several credit institutions and the Competition Authority in Portugal concerning the latter’s decision to impose a fine on those credit institutions for an infringement of national competition law and of Article 101 TFEU, the...
The view of Malta as a financial services centre remains positive
Malta continues to be a strong contender as a financial services hub, supported by a robust regulatory framework and proactive international market engagement, despite challenges in human resources and operations.
CJEU confirms when compensation for recovery costs is due under Late Payments Directive
The CJEU, in delivering a ruling in the case of Skarb Państwa – Dyrektor Okręgowego Urzędu Miar w K. vs. Z. sp.j. on 11th July 2024, considered the applicability of Article 6(1) of Directive 2011/7/EU on combating late payment in commercial transactions (recast), (the "Late Payments Directive").
The assessment of ‘floor’ clauses in loan agreements
On 4 July 2024, in the case of Caixabank SA & others v Asociación de Usuarios de Bancos, Cajas de Ahorros y Seguros de España & others, the ECJ issued a ruling regarding the legality of so-called ‘floor’ clauses in loan agreements, & whether consumers concerned should be entitled to reimbursement...
The impact of a ship arrest on contractual obligations of a time charterparty agreement
On 15th March 2024, the First Hall of the Civil Court delivered its judgement on the case of ‘Mediterranean Samac Company Limited and La Valletta BTZ Trading Limited vs. Harbour Fuels Limited within which the plaintiff companies were the co-owners of the vessel ‘Sun Oil I’ and engaged in judicial...
The CJEU on the principles of equal treatment and transparency in public procurement procedures
In the case C-737/22, the applicant, Staten og Kommunernes Indkobsservice A/S brought a case before the High Court of Eastern Denmark against BibMedia A/S.
Post-termination non-compete clauses in employment contracts
On April 23, the US’ Federal Trade Commission published the final version of a rather controversial new rule, which will introduce a nationwide ban on the use of post-termination non-competition clauses by employers.
The battle between Malacalza and the European Central Bank
In the case T-134/21, Malacalza Investimenti Srl and Vittorio Malacalza , shareholders of the Italian bank, Banca Carige, brought a case before the General Court of the Court, seeking compensation for unlawful conduct of the ECB in exercise of its supervisory functions of Banca Carige.
The dynamics of multi-generational family businesses
Family businesses, often spanning generations, possess a unique dynamic that necessitates special attention and care.
Anti-money laundering in Malta
Ganado Advocates has re-contributed the Malta chapter in the 2024 edition of the International Comparative Legal Guide to Anti-Money Laundering