FinTech Legal
FinTech Guide 2025 : Netherlands
Band 1
Email address
[email protected]Contact number
+31 20 550 6666About
Provided by Kennedy Van der Laan
Kennedy Van der Laan's FinTech practice is widely considered as a legal pioneer: we were FinTech lawyers before the term existed. This comes naturally as a technology and innovations is in our firms DNA. It has the largest multi-disciplinary FinTech team in the Netherlands. Our mandates are sophisticated and diverse and often comprise payment services, embedded finance, data protection, cyber security, open finance, AI, crypto currencies, investment services (online brokerage) and NFTs. Promising start-ups, thriving scale-ups, and established FinTechs and financial institutions all appear on our client list. Our firm is widely regarded as a strong technology firm and considered as a market leader in our FinTech, IT, data protection, licensing and intellectual property practices.
We are well connected with the relevant Dutch regulators; the Dutch Central Bank (“DNB”) and the Authority for the Financial Markets (“AFM”). Besides, our FinTech lawyers have a large network including key industry players in the financial sector. We can leverage our network to further support our clients beyond solely legal and regulatory advice. Our practice group values a practical and pragmatic approach.
Chambers Review
Kennedy Van der Laan is an independent Dutch law firm with market-leading practices in technology contracting, data protection and financial services regulation. It has one of the largest dedicated FinTech teams in the Netherlands and is able to assist large financial institutions and scale-up FinTechs.
Work Highlights
- Kennedy Van der Laan advised Wordline on its PSD2 license extension.
Strengths
Provided by Chambers
"The team is extremely responsive, knowledgeable of payments and pragmatic in its advice."
"The firm is very customer-oriented. Kennedy Van der Laan listens well to our needs and is assertive and helpful in its advice."
"Kennedy Van der Laan has superb leadership supported by a knowledgeable team."
"Kennedy Van der Laan is very practical and hands on. The firm's lawyer's do not just provide a summary of laws, but they provide advice on how to apply them to business."
"Kennedy Van der Laan makes complex legal processes accessible and understandable. The team thinks in possibilities within legislation and translates this into pragmatic solutions."
"The team is extremely responsive, knowledgeable of payments and pragmatic in its advice."
"The firm is very customer-oriented. Kennedy Van der Laan listens well to our needs and is assertive and helpful in its advice."
"Kennedy Van der Laan has superb leadership supported by a knowledgeable team."
"Kennedy Van der Laan is very practical and hands on. The firm's lawyer's do not just provide a summary of laws, but they provide advice on how to apply them to business."
"Kennedy Van der Laan makes complex legal processes accessible and understandable. The team thinks in possibilities within legislation and translates this into pragmatic solutions."
Notable Practitioners
Joris van Horzen heads the FinTech team and specialises in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space.
"Joris is incredibly responsive on time sensitive matters, demonstrates deep expertise of the payments regulatory landscape and provides pragmatic advice."
"Joris has extensive knowledge of FinTech topics and he is hands-on, pragmatic and flexible. He is a great person to work with."
"Joris van Horzen has excellent knowledge and massive experience, including on international cross-border matters."
"Joris van Horzen is very service-oriented, communicative and knowledgeable."
Emanuel van Praag has a strong reputation and is experienced in advising financial institutions and FinTech companies on crypto assets and payments solutions.
"Emanuel's advice is concise, clear and comprehensive."
"Emanuel is very well aware of regulatory expectations and requirements. He takes his time to talk through topics and explain the 'why', not just the 'how' or 'what'."
"Emanuel is approachable and always ready to brainstorm outside-the-box and practical solutions."
"Emanuel van Praag is extremely knowledgeable about FinTech and the legal and regulatory requirements affecting financial institutions in the EU."
Ranked Individuals at
Kennedy Van der Laan
Netherlands
Members
Provided by Kennedy Van der Laan
Clients
Provided by Kennedy Van der Laan
Billie
Bolt
Currence
MeDirect Bank
Moss
Nuvei
Rabobank
Raisin
Worldline
Zero Hash