Financial Services Regulation: Consumer Finance (Compliance)
USA Guide 2024 : USA - Nationwide
Band 1
Contact number
+1 202 339 8400Chambers Review
Orrick, Herrington & Sutcliffe LLP houses a leading financial services team which is roundly admired for its expertise in the consumer finance space. It provides domestic and international clients, including banks, holding companies and mortgage servicers, with cutting-edge advice on state and federal consumer finance regulations. The group is also noted for its handling of consumer finance enforcement actions before the CFPB, DOJ, HUD and OCC, as well as its ability to deal with consumer class action lawsuits. It offers extensive expertise in the regulatory aspects of debt collection, auto lending and mortgage law.
Work Highlights
- Orrick, Herrington & Sutcliffe LLP represented the National Premium Finance Association in a federal administrative rulemaking relating to data monitoring requirements imposed upon lenders to small businesses.
Strengths
Provided by Chambers
"The Orrick lawyers are national experts and have incredible insight into how the agencies are thinking."
"With their collective knowledge and relationships, the team provides sound advice on novel and abstruse product and regulatory issues."
"Orrick is top notch, understands commercial client needs and has a deep bench of very accomplished attorneys."
"The Orrick lawyers are national experts and have incredible insight into how the agencies are thinking."
"With their collective knowledge and relationships, the team provides sound advice on novel and abstruse product and regulatory issues."
"Orrick is top notch, understands commercial client needs and has a deep bench of very accomplished attorneys."
Notable Practitioners
Joseph Kolar is held in high regard for his work advising financial services companies on regulatory and enforcement matters. He is best known as a fair lending expert and frequently advises mortgage lenders on CFPB compliance.
"Joseph Kolar is an excellent attorney and is very commercial."
Clinton Rockwell is a noted figure in consumer financial law, offering clients broad advisory expertise in regulatory matters. He is particularly experienced in acting for mortgage lenders and servicers.
Jeffrey Naimon has an expert grasp of fair lending law and regularly advises on a wide range of consumer finance compliance matters. He is skilled at dealing with state and federal banking regulators, as well as the CFPB and FTC.
"Jeffrey excels at regulatory matters and client communication."
"He's a top lawyer in this field, especially on the more intricate regulatory questions."
"His combination of encyclopedic knowledge and business acumen makes him an invaluable resource."
Walter Zalenski maintains a well-respected consumer finance practice, with a core focus on compliance issues. He is particularly adept at advising clients on complex payments law matters.
"Walt is able to apply his knowledge practically and in a way that allows the client to gain a true appreciation of the risk and opportunity."
"Walt is a deep thinker, he has an incredible amount of experience and analyzes a thing down to its very essence."
James McGuire is held in high regard for the strength of his consumer litigation practice. His representation of clients in major class actions encompasses issues such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act and Truth in Lending Act.
John Kromer comes equipped with an extensive skill set in consumer financial matters and routinely advises clients on their compliance with state and federal law. He is particularly expert at advising clients on state licensing issues.
"John is great to work with and extremely knowledgeable. He knows our industry well and works with us to find a solution."
Ranked Lawyers at
Orrick, Herrington & Sutcliffe LLP
USA - Nationwide