Financial Services Regulation: Consumer Finance (Compliance) | USA

Mayer Brown LLP has a broad practice with an exceptional reputation in the consumer finance space, notably excelling in its provision of compliance advice to clients in the mortgage industry. Also covers the full range of banking regulatory compliance and enforcement matters. A strong global reach allows the team to handle cross-border cases with ease, while the presence of several former regulatory officials provides insight into the most cutting-edge matters. Regularly defends clients in proceedings brought by government regulators including the SEC, the CFPB, the FDIC and the OCC.

Orrick, Herrington & Sutcliffe LLP houses a leading financial services team which is roundly admired for its expertise in the consumer finance space. It provides domestic and international clients, including banks, holding companies and mortgage servicers, with cutting-edge advice on state and federal consumer finance regulations. The group is also noted for its handling of consumer finance enforcement actions before the CFPB, DOJ, HUD and OCC, as well as its ability to deal with consumer class action lawsuits. It offers extensive expertise in the regulatory aspects of debt collection, auto lending and mortgage law.

Ballard Spahr LLP is an esteemed group noted for its work with banks and non-banks on the full spread of consumer finance regulatory matters, including credit card, mortgage and auto finance issues. Harbors expertise pertaining to FinTech areas such as telemarketing, e-commerce and prepaid cards. Provides robust representation in CFPB enforcement actions, arbitrations and litigation. Capable of supporting clients at both state and federal regulatory levels.

Goodwin has particular strength in the consumer finance space, advising in relation to regulatory compliance and enforcement, and handling class action litigation concerning such topics as mortgages, credit cards and auto finance. Also advises FinTech companies in connection with a raft of regulatory matters, including payment systems issues and privacy matters. Highly experienced at representing clients in complex litigation filed by the CFPB, SEC and DOJ.

Sidley Austin LLP offers extensive experience across a range of securities and broker-dealer matters, including the most technical aspects of equity markets, alternative trading systems and municipal securities. Noted representation of broker-dealer clients in connection with regulatory examinations, investigations and enforcement actions. Further recognized for its highly respected consumer finance practice, covering a broad range of matters including the establishment of innovative payment systems. Regularly acts on behalf of banks and non-banks in connection with complex regulatory matters and major litigation.

Troutman Pepper has a well-regarded consumer finance practice with strength in defending financial services clients. The team has experience in class actions brought under the FCRA and TCPA. It also has impressive expertise in advising clients on consumer protection issues. The team regularly demonstrates its ability to provide counsel on investigations being conducted by the CFPB and FTC and state attorneys general.

Alston & Bird LLP is a respected team recognized for its performance in the consumer finance regulatory space. Particularly noted for its expertise in payment systems law, while also offering a respected coverage of regulatory matters surrounding mortgage lending and other forms of consumer credit. Demonstrates proficiency in representing bank holding companies and other financial institutions in significant M&A transactions.

Bradley Arant Boult Cummings LLP is a respected firm, noted for its formidable resources with respect to consumer finance regulatory matters. Conducts broad-ranging work on behalf of companies in the mortgage industry, including responding to actions and investigations by the CFPB, OCC and FDIC, as well as advising on strategic M&A transactions. Other clients include commercial banks, credit card companies and investment banks.

Cooley LLP is a well-regarded firm in the field of financial services regulation and more specifically consumer finance matters. The team is adept at handling investigation and enforcement actions brought by the CFPB, DOJ and FTC for a range of clients including banks, non-banks and FinTechs.

Dentons is a highly regarded practice, recognized for its extensive bench of consumer finance experts. Handles a comprehensive set of consumer regulatory issues faced by mortgage lenders, hedge funds and banks, among many other clients. Seasoned in advising on regulatory changes implemented by the CFPB.

McGlinchey Stafford offers advice on federal and state regulations in the consumer finance space, including those pertaining to online lending and credit card programs. Also assists institutions with CFPB readiness and preparation, and both individual and class action consumer suits. Further expertise in handling supervisory examinations, investigations and enforcement actions by regulatory bodies. Particularly noted for its provision of multistate compliance guidance and advice.

Morrison Foerster is a highly respected firm in the consumer finance space, noted for its work on the full range of CFPB regulatory matters. Heavily involved in all aspects of consumer lending, undertaking cutting-edge work relating to payment card systems and other matters. Particularly recognized for its expertise in the mortgage and fair lending space, showing great skill advising on federal and state regulations.Also enjoys a fine reputation for its handling of consumer finance litigation, impressing on behalf of lenders in complex consumer class actions. Further expertise demonstrated in diverse bank regulatory matters, including Volcker Rule and Bank Holding Company Act issues.

Weiner Brodsky Kider PC is highlighted for its strength in consumer finance compliance. The firm is adept at handling compliance audits, due diligence and reverse mortgage products, and further demonstrates skill advising on federal and state regulations.