Andrew J Zammit
FinTech Guide 2025
Band 3 : FinTech Legal
Email address
[email protected]Contact number
+356 99433675Share profile
Band 3
About
Provided by Andrew J Zammit
Practice Areas
Baking & Finance
Corporate and Mergers & Acquisitions (M&A)
Financial Services & Fintech
iGaming Law
Career
Andrew is the firm’s managing partner and is actively involved in mergers and acquisitions, corporate finance, licensing of financial services businesses with the Malta Financial Services Authority (MFSA) and banking and finance transactions. He has a passion for businesses within the TMT and Fintech space, having pioneered the licensing of various fintech and online gaming operators in Malta, and led various corporate acquisitions including the sale of Malta’s largest quad telecoms player, and many significant acquisitions within the online gaming sector.
Professional Memberships
Malta Chamber of Advocates
International Bar Association
International Tax Planning Association
International Fiscal Association
Employment Law Alliance
International Masters of Gaming Law
Institute for Financial Services Practitioners
FinanceMalta
Malta Maritime Law Association
Work Highlights
Assisting eToro obtain an Electronic Money Institution (EMI) licence from the Malta Financial Services Authority and establish their operations in Malta (April 2021)
Advising EPIC Communications Limited (formerly Vodafone Malta Limited) in relation to a corporate restructuring and the spinning-off of their base transmission station (BTS) assets in the context of a sale to Phoenix Tower international (March 2021)
Advising OPAP Investment Limited on their acquisition of a controlling interest in Kaizen, a Malta-based online gaming operator (March 2021)
Assisting Calamatta Cuschieri with obtaining an Electronic Money Institution (EMI) licence from the Malta Financial Services Authority for their fully owned subsidiary Moneybase Limited
Advising Mastercard on the roll-out of various programmes and initiatives in the Maltese market (ongoing).
Advising the American Insurance Group (AIG) on various aspects of their Maltese operations (ongoing).
Acting as Malta counsel to Apax Partners Midmarket SAS in respect of their acquisition of 100% of Melita, a leading converged telecommunications operator in Malta, and on all Maltese law aspects of the financing of the transaction (February 2016).
Assisting the vendors of Tipico in the context of the 100% equity buyout by CVC Capital Partners (February 2016)
Expert in these Jurisdictions
Malta
Languages Spoken
Andrew is fluent in English, Maltese, Italian and French.
Education
University of Malta
Doctorate of Laws
1999
London School of Economics and Political Sciences (LSE)
Masters of Law degree
2000
Chambers Review
FinTech
Andrew Zammit is managing partner and leads the corporate/M&A and banking and finance practices at GVZH Advocates. He advises domestic and international clients, including e-money institutions and asset managers, on their investments in FinTech and on entering the Maltese market.