James Kim
FinTech Guide 2024
Band 2 : FinTech Legal: Payments & Lending
Band 2
About
Provided by James Kim
Career
James Kim advises fintechs, banks, investors, and other clients regarding federal and state consumer financial laws and regulations, including Title X of the Dodd-Frank Act (UDAAP), TILA, RESPA, EFTA, and the FCRA. He helps clients navigate examinations and investigations with the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board, Federal Trade Commission (FTC), and various state agencies.
James also assists clients with product development, regulatory due diligence, and matters involving cutting-edge issues, such as financial technology, data aggregation, credit and prepaid cards, and marketplace lending.
James served as a senior enforcement attorney with the CFPB, where he coordinated with the FTC, Office of the Comptroller of the Currency, FDIC, Federal Communications Commission, and state attorneys general. He was lead counsel in the CFPB’s first enforcement actions involving mobile payments, and a member of an interdepartmental credit card/prepaid card/emerging payments issue team.
Chambers Review
FinTech
James Kim is a payments law and lending specialist at Troutman Pepper. Kim was previously a senior enforcement lawyer at the CFPB, and in private practice advises FinTech clients on consumer protection and general regulatory compliance work.
Strengths
Provided by Chambers
"James is very easy to work with, incredibly knowledgeable, proactive, highly organised, and he can bring the firm's strengths to bear as needed."
"He provides very commercial advice. A lot of lawyers are very conservative but James pushes us to get the best outcome."
"James is knowledgeable and thoughtful in his advice. I trust his expertise and his judgement."
"James is very easy to work with, incredibly knowledgeable, proactive, highly organised, and he can bring the firm's strengths to bear as needed."
"He provides very commercial advice. A lot of lawyers are very conservative but James pushes us to get the best outcome."
"James is knowledgeable and thoughtful in his advice. I trust his expertise and his judgement."
