Joanne Davis

Practice Areas

Jo, a qualified lawyer with a track record at Partner level in UK legal firms, works across a wide spectrum ranging from consumer credit advisory and transactional matters, through to financial services regulation and compliance to include compliance with the FCA handbook and Consumer Credit sourcebook implementation.

Jo advises firms on new product launches, and offers general regulatory advisory services, including the setup of UK finance businesses that are new to regulation and financial services in the UK, and advising on corporate governance, approved persons, and the senior managers regime. She has worked with many well-known finance providers in the automotive, asset and consumer finance and leasing industries, as well as with banks.

She also assists clients by advising on contentious matters such as asset and motor finance asset recoveries, finance litigation and dispute resolution.

Jo’s experience makes her truly authoritative and her name is regularly mentioned in the key legal directories.

Before co-founding Auxillias Limited, she led a legal team that received the Professional Services Firm of the Year Award from the International Asset Finance Network (IAFN) for the firm’s UK asset finance and leasing division. The judges commended her leading role in auto and equipment finance, and they also recognised her work as being “at the forefront of consultations and regulatory reform”, noting “the enormous contribution made, not just to their clients, but to the wider industry.”

In 2023, Jo won both the Credit Strategy ‘Car Finance Personality of the Year’ and was named as one of the 'top ten influential consumer finance lawyers' in the UK by Business Today. Jo also has been recognised over the years by Leasing Life as one of the most influential people in the European leasing industry on its Power 50 List. She sits on the board of the UK Leasing Foundation, the Asset Finance – Professionals Association (AF-PA) and the Fair Banking Foundation panel.