Paul Ray
UK Guide 2025
Band 2 : Banking & Finance
Band 2
About
Provided by Paul Ray
Career
Paul acts for UK and international banks and other funders, corporates ranging from high growth to FTSE 100 companies, institutional investors, entrepreneurs and management teams. Paul advises on the full range of banking and finance transactions including those involving LMA syndicated facilities and has particular strength in advising on funding into the acquisition finance, health and residential sectors.
Paul has an excellent reputation as a solution-driven and commercial lawyer. Legal 500 2021 says, ‘Paul Ray is an excellent lawyer; he points out areas to think about that others would miss. Always presents a problem with a series of solutions, which is quite rare. The service is first class, every time.’
Paul’s clients include NatWest, Lloyds Banking Group, Clydesdale Bank, Santander and HSBC, and is listed as a leading individual in the UK Legal 500 and Chambers legal directories.
Paul is an active and well-known banking and finance lawyer in the Midlands whose commitment to the region is evidenced by his previous membership of the Access-to-Finance sub-group of the Greater Birmingham & Solihull LEP and launch of an access-to-finance website for SMEs in the West Midlands region.
Chambers Review
UK
Paul Ray has significant experience of advising banks on development finance, property funding and acquisition finance.
Strengths
Provided by Chambers
"Paul is very helpful and experienced."
"Paul doesn't cause us issues by always strictly applying the letter of the law. He is very pragmatic and willing to be commercial."
"Paul is quite prominent in the market."
"Paul is very helpful and experienced."
"Paul doesn't cause us issues by always strictly applying the letter of the law. He is very pragmatic and willing to be commercial."
"Paul is quite prominent in the market."