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Band 2
Band 3
About
Provided by Thomas Samuels
Practice Areas
Thom’s practice concentrates on consumer, financial services and commercial matters. He regularly appears, both led and unled, at all levels of Court dealing with a range of specialist technical issues. In particular, those arising under the Consumer Rights Act 2015, Consumer Credit Act 1974 and Financial Services and Markets Act 2000. His clients include: national and international retailers across a range of sectors, banks, insurers, pensions providers, start-ups, local authorities, charities and regulators, as well as high net-worth individuals. Thom has been instructed in relation to all of the major consumer “mis-selling” scandals of the past 10 years including payment protection insurance (PPI), green energy/solar panels (ESG), self-invested personal pensions (SIPPs) and timeshares/holiday products. He has also been retained in a number of high-profile judicial review claims giving rise to consumer and financial services issues on behalf of both claimants and defendants. In addition, Thom maintains a non-contentious advisory practice. He regularly advises on points of technical regulatory compliance for start-ups (including fintechs) and blue chip corporates launching new products. Thom is also frequently instructed to assist with due diligence in high-value debt-sale and securitisation transactions. Notable work includes: Beavis v Parking Eye Limited [2016] AC 1172 (penalties/unfair terms), Berkeley Burke litigation [2017–19] (SIPP mis-selling), Jackson v Ayles [2021] EWHC 995 (Ch) (FSMA “by way of business” test), R (Chadwin & Ors) v Financial Services Compensation Scheme [2021] EWHC 2523 (Admin) (causation on judicial review), and Stamp v Capital Home Loans Ltd [2024] EWHC 1092 (KB) (abuse of process/strike out).
Career
Called 2009 (Lincoln’s Inn)
Professional Memberships
Financial Services Lawyers Association; Advocate
Publications
Mis-Selling Financial Services (2nd ed.) (co-author); Encyclopedia of Banking Law (contributor); Consumer Credit Law & Regulation (2024); White Book 2024 (contributor)
Chambers Review
UK Bar
Thomas Samuels is an experienced junior who regularly advises on consumer finance cases. He has experience of appearing in the Supreme Court.
Thomas Samuels has a thriving regulatory and consumer law practice and is known for his expertise in financial services, unfair terms and sale of goods matters. He acts for large corporates and individuals, as well as third-sector clients.
His work is extremely detailed and thorough, and he really comes across well in front of both judges and clients.
Strengths
Provided by Chambers
"Thomas Samuels has great in-depth knowledge of the area."
"Thomas Samuels is very good at strategy and in group litigation situations."
"Thomas Samuels has a growing reputation for some of the more complex consumer finance cases. He is very good on strategy in group litigation situations as well."
"Thomas Samuels has great in-depth knowledge of the area."
"Thomas Samuels is very good at strategy and in group litigation situations."
"Thomas Samuels has a growing reputation for some of the more complex consumer finance cases. He is very good on strategy in group litigation situations as well."