Aninat Abogados

Aninat Abogados (www.aninat.cl) is a Chilean legal firm focused on corporate and transactional matters, with over 15 years of experience in the national and international legal market. It stands out for its leadership and expertise in practice areas such as corporate law, Fintech, Technology transfer, Data Privacy, Competition and Antitrust, M&A, Venture Capital, Banking and Finance, Bankruptcies and Restructurings, among others.

The firm is one of the top three law firms in Chile in advice and support Fintech matters, recognized for its strategic approach to meeting its clients' needs through a comprehensive perspective of corporate, regulatory, and judicial representation.

The Fintech area is led by partners Cristián Reyes and Martin Mois, distinguished lawyers both with extensive legal experience in the field, with outstanding academic backgrounds, supported by a team with extensive practical legal experience, and strong ties to both the legal and academic area made up by Óscar Gárate, Director of Economic Regulation and associate lawyers José Tomás Gutiérrez and Constanza Burgos. Aninat Abogados its recognized because its practice model of work, characterized for the client-centered approach to legal work, providing comprehensive and strategic advice offering rigorous, innovative, and effective legal solutions according to its clients’ needs in Fintech matters to achieve their business goals.

On the other hand, the team contributes to the legal market through their academic and specialized publications, addressing current or emerging legal issues in the field through media appearances (as columnists or interviewees) and participations in different dialogue platforms (forums, seminars, academic field, etc.), positioning themselves as experts in legal issues associated with Fintech, regulation, and technology (as explained below). As an example in this issue, lawyers Martín Mois and Cristián Reyes participated, through FinteChile and other fintech companies, in the discussion of the Fintech Law project, in the transition of the payments industry to a four-party model, and in the implementation of maximum interchange fees according to the most recent regulatory changes in Chile during 2023

It should be noted, in the context of Fintech Law and other regulatory advancements in economic crime matters in the Chile, which require significant compliance work, the firm has forged a strategic alliance with other relevant actors of the industry such as consulting firm BDO Chile and the data services company Regcheq, to provide specialized services to the Fintech industry and contribute with its legal expertise, enabling companies in the sector to manage the new regulatory environment and comply with current regulations.

Aninat Abogados is positioning itself and gaining recognition in the legal market for its advisory services to startups and established fintech companies, fintech subsidiaries of investment banks, and industry-oriented investment funds. The firm provides legal advice and support on matters related to payment methods, regulation, cryptocurrencies, Fintech law, compliance, open finance, and the development of new businesses, among others.

Key clients: Arex, Panda Credit, Binance, Ebanx, Tenpo, Tapp, Pronto Paga, Buda, Vita Wallet, Paymig, CryptoMKT, SatoshiTango, DiboPay, Plusspay, Flow, Khipu, ProntoPaga, Bairong, Moneteca, Transfero, the Chilean Financial Innovation Companies Association, AG ("FinteChile"), and the Chilean Insurance Technologies Institutions Association ("InsurteChile"), entities created to promote the growth of the Fintech and Insurtech industries in Chile.