Jane Kola
UK Guide 2025
Band 3 : Pensions
Band 3
About
Provided by Jane Kola
Practice Areas
With over 30 years' experience in pensions law, Jane has developed an expertise in advising trustees and employers on workplace pension arrangements, offering guidance on the establishment, management, restructuring, merging and winding-up of defined benefit, defined contribution and hybrid schemes.
Jane advises pension schemes on all types of investment related legal agreements including fiduciary management, investment platforms, investment management and custody agreements as well as legal due diligence on investment funds of all kinds. Jane was heavily involved in addressing the implications of the 2022 UK bond crisis on pension scheme LDI mandates.
Jane has a focus on helping both trustee and sponsor clients deliver their journey plans to low dependency or buy-out. Gaining as much certainty as possible on the member legal entitlements to benefits pays dividends in monitoring funding, avoiding trapped surplus and delivering a smooth investment de-risking approach to avoid unexpected contribution demands. Solvent winding-up sometimes with a surplus is no longer a rare event and Jane has spent a number of years working on solutions to address post winding-up liability issues in such cases.
Career
Partner, Arc Pensions Law, 2017 - Present
Legal Director and then Partner, Gowling WLG, 2007 – 2017;
Associate and then Partner, Sacker & Partners, 1996 – 2007;
Solicitor, Nicholson Graham & Jones, 1993 – 1996;
Professional Memberships
Association of Pension Lawyers: 1993 to present.
Chambers Review
UK
Jane Kola is noted for her handling of issues relating to defined benefit, defined contribution and hybrid schemes.
Strengths
Provided by Chambers
"Jane has proved to be remarkably effective. She's always up to speed, resilient where it has been necessary but flexible where that has been in our best interests."
"She has a very sharp brain, is absolutely aware of what is happening in the pension markets, is pragmatic and finds solutions when they are very far from obvious."
"Jane has very strong technical knowledge and understanding of the regulatory framework. Her advice is comprehensive and clear."
"Jane always has an eye on the wider picture and is very strong in negotiations."
"Jane has proved to be remarkably effective. She's always up to speed, resilient where it has been necessary but flexible where that has been in our best interests."
"She has a very sharp brain, is absolutely aware of what is happening in the pension markets, is pragmatic and finds solutions when they are very far from obvious."
"Jane has very strong technical knowledge and understanding of the regulatory framework. Her advice is comprehensive and clear."
"Jane always has an eye on the wider picture and is very strong in negotiations."