Bradley Say
UK Bar Guide 2025
Band 2 : Consumer Finance
Email address
[email protected]Contact number
020 735 30924Share profile
Band 2
About
Provided by Bradley Say
Practice Areas
Financial services, consumer credit, secret commissions, general contract disputes, and consumer law generally.
Career
Bradley Say has been involved in some of the leading cases under the CCA 1974: for instance, he acted for the borrowers in Re London Scottish Finance Ltd (In Administration) [2013] EWHC 4047 (Ch) and Heath v Southern Pacific Mortgage Ltd [2009] EWCA Civ 1135. In recent years his focus has shifted towards cases which involve regulation under the FSMA and, in particular, regulated mortgage contracts. In addition to litigation, he has experience of advising on and drafting claims to the FOS and the FSCS. Outside his regulatory practice, he has developed a special expertise in respect of the law relating to undisclosed commissions, having acted for the borrower in Hurstanger Ltd v Wilson [2007] EWCA Civ 299, the leading case on “half-secret” commissions. In particular he has been heavily involved in an advisory capacity in motor commission claims and business energy disputes.
Publications
Contributing editor of (1) the Encyclopaedia of Financial Services Law; and (2) Consumer and Trading Standards: Law and Practice, 11th ED.
Personal
His interests include: fly fishing, swimming (pool and open-water), walking, cinema, theatre and architecture.
Chambers Review
UK Bar
Bradley Say specialises in consumer finance law and regularly advises clients on the Consumer Credit Act as well as unfair relationship cases.
Strengths
Provided by Chambers
"Bradley Say is very thorough in all he does. In court, he has a relaxed demeanour and is utterly unflappable."
"Bradley Say is a terrific advocate who knows his stuff."
"Bradley provides exceptional service and is an excellent advocate who keeps the commercial interests of clients always in mind."
"He is a good advocate, who is clever and creative in how he thinks."
"Bradley Say is very thorough in all he does. In court, he has a relaxed demeanour and is utterly unflappable."
"Bradley Say is a terrific advocate who knows his stuff."
"Bradley provides exceptional service and is an excellent advocate who keeps the commercial interests of clients always in mind."
"He is a good advocate, who is clever and creative in how he thinks."
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